Only one settlement or judgment is possible. If surgery is likely, it will be necessary for us to obtain the appropriate medical opinions that will support that conclusion. If surgery in the future is merely a possibility, the law will not allow compensation for possibilities. The jury is told that they are not to speculate or guess concerning the future. Before something is considered to be proven in a court of law, it must, at a minimum, be more likely than not. Usually, surgery will have an impact on the value of a case. If you need surgery, you ought to obtain the surgery as soon as possible. Insurance companies will not pay for surgery that only might occur in the future. If your doctor has discussed the possibility of surgery with you, please let us know so that we can obtain the proper documentation from your doctor.